Easy Orthodontics and Insurance in Longmont and Berthoud, CO
Orthodontic treatment is an investment in your health and confidence. At Mountain View Orthodontics, we believe high-quality orthodontic care should be accessible and affordable for every patient.
That is why we offer flexible financing options and payment plans designed to fit a wide range of budgets. Our goal is to make your journey toward a healthier smile simple, transparent, and stress-free.
Flexible Payment Options
To help make orthodontic treatment manageable, Mountain View Orthodontics offers several convenient payment options.
We accept:
- Cash
- Checks
- EFT payments
- Most major credit cards (including HSAs), except American Express
In addition, we provide several flexible financing solutions to make orthodontic care more affordable.
- No-Interest Financing: Many patients choose our interest-free payment plans. Down payments can start as low as $0, with monthly payments starting around $99, depending on the treatment plan.
- Full-Payment Discount: Patients who choose to pay in full with cash or check may receive a discount on their orthodontic treatment.
- Multi-Family Member Discount: Families with multiple members receiving orthodontic treatment may qualify for additional savings.
- Automatic Payments: For added convenience, we offer automatic payments through bank drafts or credit cards so you never miss a payment.
- CareCredit Financing: We also accept CareCredit, which allows patients to finance treatment through an additional healthcare financing program.
What Are Our Treatment Fees?
Because every smile is unique, treatment fees vary based on the complexity of the orthodontic issue and the recommended treatment.
Typical starting fees may include:
- Limited orthodontic treatment starting around $2,590
- Invisalign treatment starting around $2,950
- Comprehensive orthodontic treatment starting around $4,900
Your exact treatment cost will be determined after your consultation. During that visit, our team will clearly review all treatment options, fees, and payment plans so you can make an informed decision.
What Is Included in Your Orthodontic Treatment?
Your orthodontic investment at Mountain View Orthodontics typically includes comprehensive care throughout the entire treatment process.
This may include:
- Diagnostic records such as digital X-rays, photos, and digital scans
- A personalized treatment plan created by Dr. Sebastian
- Active orthodontic treatment with braces or Invisalign
- All necessary appliances used during treatment
- Regular office visits to monitor progress and make adjustments
- One set of retainers at the completion of treatment
Every treatment plan is customized to each patient’s needs to ensure the best possible results.
What Is Not Included in Treatment?
While orthodontic treatment covers most aspects of your care, certain services are not included in the treatment fee.
These may include:
- Dental services provided by your general dentist, such as cleanings or fillings
- Replacement of lost or damaged appliances
- Treatment related to trauma or injuries
- Additional procedures outside the scope of orthodontic care
If additional services are required, our team will review all options and associated costs before proceeding.
How Does Orthodontic Insurance Work?
If your insurance includes orthodontic benefits, it may reduce your out-of-pocket costs. Many dental insurance plans include a lifetime orthodontic benefit that is separate from standard dental coverage.
Because every insurance plan is different, our team will review your benefits and determine how they apply to your treatment.
We will:
- Verify your orthodontic insurance benefits
- Provide an estimate of your coverage during your consultation
- File insurance claims on your behalf
- Accept assignment of benefits in most cases
We accept most insurance plans except Medicaid.
To help us verify your benefits quickly, please provide your insurance information before your first appointment.
Understanding Your Financial Responsibility
While we work hard to estimate insurance coverage accurately, the financially responsible party is ultimately responsible for any unpaid balances or charges not covered by insurance.
If your insurance provider requests additional information during treatment, it is important to respond promptly so your benefits remain active.
Our team is always happy to help explain your insurance coverage and answer any questions.
We’ll Help You Choose the Best Payment Plan
During your orthodontic consultation, we will review all treatment fees and payment options in detail. Our goal is to help you choose a payment plan that fits your budget while providing the high-quality orthodontic care you deserve.
Contact Mountain View Orthodontics today to schedule your consultation and learn more about our flexible financing options.
Frequently Asked Questions
Have questions about financing your orthodontic treatment? Here are answers to some of the most common questions patients ask about payment options, insurance, and treatment costs at Mountain View Orthodontics.
Do I Need to Pay Anything at the First Visit?
No. Your initial orthodontic consultation is complimentary. During this visit, Dr. Sebastian will evaluate your smile, discuss possible treatment options, and review financing choices if treatment is recommended.
Can I Combine Insurance Benefits With a Payment Plan?
Yes. Many patients combine their orthodontic insurance benefits with one of our flexible payment plans. Insurance can reduce the total cost of treatment, and we can help finance the remaining balance with convenient monthly payments.
Do You Offer Financing for Both Braces and Invisalign?
Yes. Our financing options are available for all orthodontic treatments, including braces and Invisalign. Our team will help you choose a payment plan that fits your budget while providing the care you need.
What Happens If My Insurance Changes During Treatment?
If your insurance coverage changes during treatment, please notify our office as soon as possible. Our team will review the changes and help update your payment plan if necessary. The financially responsible party remains responsible for any remaining balance not covered by insurance.
Can I Pay Off My Balance Early?
Yes. You can pay off your orthodontic balance at any time without penalties. Many patients choose to pay early if their financial situation changes or if they prefer to complete payments sooner.